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AFA About Us

AFA's senior management team has extensive expertise in the mortgage and title industry. Our combined 200 years experience affords AFA a thorough understanding of our clients' workflow and allows AFA to deliver exceptional customer service. Supported by our highly experienced, customer-focused staff, AFA is commited to providing real estate information, title products and settlement services which always exceeds expectations. We treat your customer as if they were our customer.

Management Team

Daniel M. Rover, Owner/President
Dan has over 20 years experience in the Title and Mortgage Industry. Dan has senior level executive experience in running national sales efforts on both the national title and settlement (vendor) sides of the business and the wholesale mortgage industry. In addition, Dan has experience in running a division for a national vendor manager. Dan and Leo founded American Freedom Assurance, Inc. in June 2006. Dan received his undergraduate degree from the University of Georgia and received his MBA from Katz School, University of Pittsburgh. Dan and his wife Margaux enjoy time with their three black Labradors and their horse, Granite.

Eliseo S. Betti, Owner/Executive Vice President
Leo has enjoyed 20 plus years in the Title and Mortgage Industry. Leo’s industry background started in banking. From there, Leo quickly rose through the ranks of the mortgage retail and wholesale mortgage side as a regional operations manager. Leo entered the title industry 10 years ago. Leo and Dan started AFA in June 2006. Leo and his wife Tracy have one daughter, Brianna. Leo enjoys problem-solving and golf.

James J. Pokusa, Esq., General Counsel
Jim is licensed as an attorney in the states of New Jersey, Pennsylvania and Delaware. He has worked in the Title Insurance Industry for over 20 years. Jim has lectured for South Jersey Title Institute, The National Business Institute and the New Jersey Bar Association relating to title, closing and real estate matters. Jim’s responsibilities at American Freedom Assurance, Inc. include, but are not limited to: title underwriting oversight, regulatory review, title licensing oversight, RESPA review and policy production. Jim and his wife Mary Beth have three girls: Kerrie, Danielle and Shannon, who are all heavily involved in athletics.

Keith J. Hoffman, Esq., Associate Counsel
Keith is licensed as an attorney in the State of Louisiana. He has worked in the Title and Mortgage Industry for over 15 years. He has previous experience in the wholesale and retail mortgage banking industry. Keith's responsibilities at AFA / ATAT include but are not limited to: title review and underwriting, corporate and regulatory review, closing and post-closing oversight, claims review and continuing education for employees. Keith is a die-hard LSU Tigers fan and spends his off hours golfing and taking care of his labrador retriever, Mottley.

Kimberly Heit, National Director of Operations
Kim Heit has over 19 years experience in the Title and Mortgage Industry. Prior to joining American Freedom Assurance, Inc., Kim worked for 6 years in the settlement department for a vendor manager in Malvern, PA. Kim joined AFA in June 2006. Her duties include the oversight of staff for quality assurance and disbursements. Kim's daughter, Korinne, attends the University of Pittsburgh.

Steve DePenna, Escrow Manager
Steve has 20 years experience in the Title and Settlement Industry. He spent 6 years with Chicago Title and 2 years with Commonwealth Land Title, consisting of starting-up national operations for both companies. Steve has an additional 9 years spent specializing in Pennsylvania title practices. Steve is well versed in title and settlement for refinances and purchases, as well as policy production.

Tara Hackett, Senior Client Liaison
Tara joined AFA with 10 years experience in the Title and Settlement Industry. Prior to joining American Freedom Assurance, Inc., Tara was a Regional Manager for a vendor manager in Blue Bell, PA. She also worked with a local builder preparing purchase settlement statements. Tara is very knowledgeable in all departments and will be serving as the Senior Client Liasion. Her duties will include the oversight of customer/staff communication for quality assurance in the settlement department.

Kaitlin McLaughlin, Settlement Services Manager
Kait joined AFA in August of 2010. She started as a scheduler, and transitioned into HUD prep, Point Person, Pre-Settlement Team Lead and now, Settlement Services Manager. Kait’s responsibilities include overseeing AFA’s National Closing Department, from scheduling through post-closing. Kait is a graduate of Bloomsburg University in Pennsylvania and is an avid Philadelphia Phillies and Eagles sports fan.

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